These simple, engaging stories present basic financial literacy concepts for young readers for Foundation to Year 2. Concept covered include earning, saving, spending, borrowing, budgeting and comparing shopping (including online), and lay the foundation for developing understanding for managing money and making informed choices as they grow up. Multicultural families are represented across the series, with only occasional instances of specific US money (coinage) and spelling (e.g. neighbors). See inside each title and access a teacher guide for the series.
Shanti Saves Her Money. Shanti wants to try the Monster Ride. It’s the wildest ride at Fun Park! But the Monster costs money. Shanti makes a special save jar and tries not to spend all her allowance. She even helps her busybody brother study! Focuses on the challenges of saving money to reach a goal.
Gabriel Gets a Great Deal. Gabriel really wants to buy some fancy Fast Kids shoes. But his mom says they can spend no more than thirty dollars. Gabriel searches for a great deal on the shoes. He looks online, goes to the shoe store, and checks a discount store too. Focuses on researching and comparing sources and prices.
Lily Learns about Needs and Wants. Lily wants a new bike, a new raincoat and an ice cream. But how many of these things does she need? As Lily and her dad drive around town, Lily soon discovers that wants and needs are different things. Focuses on differentiating between what is needed to live compared with what you desire.
Ella Earns her Own Money. Ella really wants a soccer ball. But she doesn’t have enough money to buy one. So she decides to earn her own money. Ella cleans the car for her mom, gives the neighbour’s dog a bath, and sells bracelets to her friends to earn cash. Focuses on earning and saving money.
Kyle Keeps Track of Cash. Kyle’s club is going camping and the kids will each sell ten boxes of Cool Candy to earn money for the trip. Can he keep track of his cash and join his friends on the camping trip? Includes calculations of US coinage – dimes, nickels, quarters and pennies. Focus is on budgeting, exchanging money for goods and giving change.
Brody Borrows Money. Brody doesn’t have enough money for a cool rock at the gift shop. He borrows some money from a friend, but he can’t pay it back. Now Brody’s dad has to help out. Sometimes Brody’s dad borrows money too. Focuses on the responsibilities that go with borrowing money.
This series of picture books intersperse the stories with question boxes to help kids make connections between the characters and their own circumstances. A great way to scaffold Economics curriculum requirements in the lower primary grades and provide real life connections to Mathematics: Money and Financial Matters in the Australian Curriculum.
Cloverleaf Money Basics titles are available from INT Books in Australia.